Retirement Tax Protection educates savers on the four key risks that you will face in retirement and will show you how Indexed Universal Life Insurance or IUL as part of a comprehensive retirement income solution, can help you overcome all four of these key risks.

What risks should a complete approach address?  The four key risks that all savers at every age and at most income levels are faced with are:  Market Risk, Income Risk, Tax Risk and Legislative Risk.

First of all, market risk is the risk of growing and protecting your funds in today’s stock market and interest rate environment.

The second risk is income risk and this is the risk of making sure you do not outlive your retirement savings.  You need and want predictable income that can last as long as you do.

These first two risks you probably already know and understand.  The second two risks may be where you will find your current retirement income strategy incomplete.

The third risk is tax risk.  How much of your retirement income you get to keep and how much of that income is sent to Washington in the form of taxes that the IRS gets to keep?

Lastly, closely related to tax risk, is legislative risk:  the risk that Congress changes the rules and those rules negatively impact your retirement approach.

Only by covering this complete set of four risks can we ensure that you have a complete approach to retirement.

The wonderful thing about IUL is it provides value in addressing each of these risks.